How To Change Your Name After Marriage: The Complete 2023 Checklist | NewlyNamed (2023)

Changing your last name after your marriage takes a lot of work and requires a bunch of steps.

Like most newlyweds, I was so excited and happy about getting married but was quickly hit with the name change nightmare after my wedding.

I didn’t know how or where to start my name change, and I ended up making a ton of mistakes.

We started NewlyNamed to make your name change after marriage easy because we want to prevent other people from feeling frustrated like I was.

We created this handy guide to help anyone taking the DIY approach to their name change after marriage. As you’ll see, it’s a comprehensive checklist so buckle up.

Your name change will take you a while, so it’s important to be patient. If you’re diligent, you should be able to complete the process in a few months but we commonly see name changes drag out for over a year!

If you want to learn more about changing your name due to a divorce or court order, you can learn more by visiting our legal name change guide.

Our goal is to help you do your name change after marriage the right way. And that starts with following these ten steps!

Now let’s get started!

IMPORTANT: If you’ve made travel reservations in your maiden name, wait until after you get home to start your name change. Your photo ID must match your reservation(s). If you’ve already changed your name on your driver’s license or passport and your reservation is in your old name, contact your travel provider to make sure your reservation is honored.

Name Change After Marriage Checklist:

  1. Get your marriage certificate
  2. Get a new Social Security card
  3. Get a new driver’s license or state ID card
  4. Update your vehicle title and registration information
  5. Update your Passport
  6. Update your voter registration information
  7. Update your name with the United States Postal Service (USPS)
  8. Update your bank accounts and credit union accounts
  9. Request new credit cards with your new name
  10. Update other personal accounts

1. Get your marriage certificate

The first thing you need to do is get a physical copy of your marriage certificate.

A marriage certificate is a legal document that verifies your marriage occurred at a specific date and location. You’ll need to use it many times during your name change.

Your wedding officiant should send you the original in the mail two to three weeks after your marriage.

You’ll probably want to use a certified copy for all the name change paperwork. This way, you can keep the original safe at home.

A certified copy of your marriage certificate is an official duplicate of the original certificate issued directly from the county or courthouse where you received your marriage license. It has special seals to verify its authenticity; you can’t just make your own copy.

Luckily, getting a copy of your marriage certificate is straightforward. Simply call the office that issued the certificate and order one or more copies.

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You will have to pay a small fee. Most offices will be able to process your request and send you a certified copy within five to seven business days.

Note, a marriage certificate is not the same as a marriage license. A marriage license shows that you are legally eligible to marry. A marriage certificate functions as a record-keeping document, proving that you have completed and registered your marriage.

TIME-SAVING TIP: If you need to order a certified copy, we recommend purchasing at least two copies. You may need to submit your marriage certificate by mail during this process, so having an extra copy will allow you to continue your name change without waiting for your certificate to return to you. This can also save you money as you’ll only need to pay the processing fee once!

Cost: Varies by your city/county/municipality

2. Get a new Social Security card

Now it’s time to change your name with the Social Security Administration (SSA). The SSA is the issuing agency for your new Social Security card.

You need to start your name change here because all government agencies link to the SSA database. If your name change isn’t registered with the SSA, other government offices will not allow you to change your name.

You can get started by checking out our comprehensive SSA Name Change Guide to see a complete list of the acceptable documents needed to make this change.

Or you can download Form SS-5 which is an application for a Social Security Card and follow the instructions.

You will need to submit Form SS-5 to your local SSA office.

We recommended waiting until you receive your new Social Security card before changing your name anywhere else. Your Social Security Number will stay the same.

Cost: Free

Required documents: Original or certified copy of your marriage certificate and a valid photo ID (driver’s license, state-issued identity card, or U.S. Passport)

Government Resources: SSA Checklist

IMPORTANT: Do not file your taxes until the IRS is aware of your name change as it may cause issues with your tax returns. The SSA will notify the IRS of your name change, but it may take up to two weeks.

3. Get a new driver’s license or state ID card

After you receive your updated Social Security card, it’s time to head to the department of motor vehicles (DMV) to update your driver’s license or state-issued identification card.

We recommend applying for or upgrading to a federally compliant REAL ID, if you don’t already have one.

A REAL ID has added travel benefits and a nominal cost—most are the same price as a standard license.

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Starting May 7, 2025, every air traveler will need to present a REAL-ID-compliant license or another acceptable form of identification for domestic air travel.

Every state has different applications, documentation, and payment requirements, so check your state’s DMV website to see what you should fill out and bring with you before you go.

Most states will need to see your new social security card or receipt from the Social Security office, your current driver’s license, a certified copy of your marriage license, and a proof of address (a piece of mail containing your name and current address).

If you’d like to avoid the hassle of government websites, NewlyNamed has already done the research and knows exactly what each state requires. With our personalized name change after marriage kits, you will receive detailed step-by-step instructions on how to change your name in your state.

Tips: Pre-apply by filling out your new driver’s license form online (if applicable) and always bring original documents.

Cost: Varies by state

4. Update your vehicle title and registration information

Updating your vehicle title and registration is another important item that varies drastically by state. Some DMVs cover both driver’s licenses and vehicle title/registration, but most states have separate driver’s license and motor vehicle departments.

We recommend visiting your state’s DMV website and researching the steps to update your car’s title and registration. A new title typically takes a few weeks to arrive in the mail, but you should get your new registration right away.

Spend extra time researching what documents you need before visiting the relevant office. A lot of people get turned away because they lack the required identity documents or vehicle information when they arrive.

If this sounds stressful, don’t worry! NewlyNamed has already done the title and registration research for your state. Just like with your driver’s license, we provide personalized instructions to make this process quick and easy.

Cost: Varies by state.

IMPORTANT: If you currently lease or finance your vehicle, contact your lienholder and inform them of your name change. They will provide you with steps to update your title in your state.

5. Update your Passport

Your driver’s license or state-issued ID will work for travel inside the US. But if you’re planning to voyage internationally, you’ll also need to update your passport.

If your passport is less than a year old, you’re in luck—updating your name is free. But if your passport was issued more than a year ago, you’ll need to pay a processing fee for your new passport.

You will need to fill out one of three different forms: DS-82 if your passport was issued more than a year ago, DS-5504 if your passport was issued less than a year ago, or DS-11 if your passport has expired for more than five years.

Mail in the completed form along with the required proof of identity, a color photograph of yourself, and the applicable fees. For more details, see our Passport Name Change Guide.

Applications can take up to six weeks for standard processing or up to three weeks for expedited service.

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You will receive your new passport in the mail, as well as the old passport back with a hole punched through the center.

Cost: $0-$235 (varies based on your situation)

Government Resources: Forms and instructions

6. Update your voter registration information

Next, you’ll need to update your voter registration information. You can do this by downloading and mailing in the National Voter Registration Application or by visiting


  • New Hampshire does not accept this application. You will need to visit your local election office in person.
  • Wyoming requires residents at their local election office.
  • North Dakota does not have voter registration—just show up to the polls with your current ID.

7. Update your name with the United States Postal Service (USPS)

While you don’t necessarily need to tell USPS about your name change, you will want to update your name and address if you moved after your marriage. Visit for more info.

8. Update your bank accounts and credit union accounts

To change the name on your bank account, most banks require you to visit a branch office with an updated photo ID (driver’s license or passport) and your marriage certificate.

While you’re there, ask for new debit/credit cards and blank checks.

If you want to add your spouse to your account or open a joint account, make sure your spouse goes with you.

If you don’t live near a branch location, call the bank’s customer support phone number or the number on the back of your debit card.

9. Request new credit cards with your new name

For all major credit cards, the best place to start your name change after marriage is by calling the number on the back of the card. Every card issuer is different, so don’t expect the same process for each card.

Most will want you to mail, upload, or email a photocopy of your photo ID (driver’s license or passport) and a photocopy of your marriage certificate.

Unfortunately, only a few issuers—like American Express—allow you to change your name completely online. Most require you to talk to someone over the phone.

10. Update other personal accounts

In other words, update your name everywhere else!

Once you have the most important stuff updated, it’s time to tackle the smaller things.

Your name appears in more places than you’d think, so you may want to fire up a spreadsheet and start creating a list.

It may take you a long time to fully update your name everywhere, but don’t let it stress you out too much. Many of these changes are not time-sensitive, and you can deal with them as they come up.

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Personal accounts name change checklist:
  • Employer/work info – talk to your HR department
  • Military and government employees – contact personnel in the payroll and benefits offices
  • Professional licenses and associations (nursing, teaching, doctor, therapists, etc.)
  • Home mortgage or lease
  • Insurance (health, life, term, disability, car, renters, homeowners, etc.)
  • Investment accounts
  • Utilities
  • Medical providers (doctor’s office, therapists, pharmacy, etc.)
  • Loyalty programs (airlines, hotels, retail stores, etc.)
  • TSA PreCheck and Global Entry
  • Cellphone
  • TV and internet
  • Online subscriptions
  • Email accounts
  • Social media accounts (Facebook, Instagram)
  • Gyms/fitness studios
  • Internet browsers(Chrome, Safari, etc.)
  • Children’s school
  • Alumni associations

You’ll remember other accounts and subscriptions along the way. Just update them as you encounter them. It will all come together eventually.

NewlyNamed makes your name change after marriage easy!

Changing your name can be time-consuming, stressful, and confusing.

I started NewlyNamed to save you time and to make the name change process easy!

Your personalized name change kit will provide you with everything to change your name after marriage.

Your name change kit will contain step-by-step instructions and applications for all of your state and federal documents, as well as your personal accounts (banks, credit cards, frequent flyer programs, hotel loyalty, investment accounts, nursing license, etc.).

We offer two types of name change kits – NewlyNamed Box and Print at Home.

NewlyNamed Box is a personalized name change kit we print out and ship to your home that also includes pre-paid postage for mailing in your forms. Print at Home is a PDF version of your personalized name change kit that you can print out yourself.

Hopefully, this guide makes your name change after marriage a little easier. Good luck!

Founder & CEO, NewlyNamed

Frequently Asked Questions

We’ve already booked our flights for our honeymoon. Should I update my passport before we go?

It depends on which name you used to book the flights. The name on your passport must identically match your boarding pass. If you booked your trip using your maiden name, then you should delay changing the name on your passport until your return from your trip. You won’t run into any travel issues as long as the name on your passport matches the name on your boarding passes/airline tickets. Your passport will remain valid until its expiration date even if you update your name with the Social Security Administration and DMV.

What’s the difference between a marriage license and a marriage certificate?

A marriage license is a document you receive from a county courthouse that allows you and your spouse to marry. A marriage certificate is a document that states you and your spouse are married.

Does my name legally change after my marriage?

No. Your name legally changes when you update your name with the Social Security Administration.

Can I change my first name after getting married?

No. To change your first name you will need to file a petition for a name change through your county court.

When should I start my name change?

It’s completely up to you. You can start your name change at the Social Security Administration immediately after receiving your marriage certificate or you wait until a more convenient time.

I got married a long time ago. Can I still change my name?

Yes. As long as you remain married and have your marriage certificate you will be able to go through the marriage name change process.

Is there a deadline for a name change after marriage?

No. Your marriage certificate doesn’t expire. As long as you remain married and have your marriage certificate you will be able to go through the marriage name change process.

Can I change my name in the United States using a foreign marriage certificate?

Yes, you can use a foreign marriage certificate to change your name if it’s issued by an official government and written in English. If you’re unsure, call your local Social Security office.

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Will The Name Change Process Be Different If I’m Choosing to Keep My Maiden Name?

If you’d like to keep your original or maiden last name and incorporate it into your new name, you can 1) hyphenate your current last name with your spouse’s last name, 2) create a non-hyphenated double last name using your current last name and your spouse’s last name, 3) replace your current middle name with your maiden last name (note, if you don’t have a middle name you can move your maiden last name to create a new middle name) or 4) create a double middle name using your current middle name and your maiden last name.

Will the Name Change Process Differ if I’m Hyphenating My Last Name?

Every state in the United States allows you to hyphenate your last name with your spouse’s last name. If you haven’t applied for your marriage license yet, you’ll need to request a hyphenated name when filling out your marriage license so your marriage certificate shows your hyphenated last name as your married last name. Learn more about hyphenating your last name after marriage.

Will The Name Change Process Be Different If I’m Choosing an Entirely New Last Name?

Yes! You will need to obtain a court order through your county courthouse if you’d like to create an entirely new last name after marriage. Marriage name changes via a marriage certificate are limited to specific middle name and last name changes. A court order will allow you to change your first, middle, and last names at the same time. You can learn how to legally change your name with a court order here.


Is there a time limit on changing your name after marriage us? ›

No, your marriage license doesn't expire so there is no deadline for a name change after marriage or time limit you must adhere to in order to be able to change your name after marriage. In fact, many spouses and newly married couples choose to wait to “see what happens” after they get married.

How do you change your name everywhere after marriage? ›

How to Change Your Name in 14 Steps
  1. File for Your Marriage Certificate. ...
  2. Obtain Certified Copies. ...
  3. Update Your Social Security Card. ...
  4. Get a New Driver's License or I.D. ...
  5. Update Your Passport. ...
  6. Update Global Entry and TSA PreCheck. ...
  7. Change Your Name on Your Bank Account. ...
  8. Change Your Name on Your Credit Cards.
Aug 30, 2022

How do I change my name after marriage in USA? ›

Name Change through marriage or divorce
  1. Fill out FORM DS-5504. ...
  2. Social Security Number Requirement. ...
  3. Proof of U.S. citizenship. ...
  4. One U.S. format color passport photo. ...
  5. Evidence of name change through marriage or divorce. ...
  6. Provide photocopies. ...
  7. Mail in your application. ...
  8. Should you wish to apply in person.

Is there a deadline for name change after marriage in California? ›

Get marriage license issued

List the new middle or last name you want on your marriage license application. Turn in your application at the County's Registrar's Office. The clerk will issue the license. It is good for 90 days.

How do I change my name after marriage with Social Security? ›

To change your name on your card, you must show us documents proving your legal name change and identity. You also must show us a document proving your U.S. citizenship, if it is not already in our records. You must present original documents or copies certified by the agency that issued them.

Can I use my husband's last name without legally changing it? ›

After you are married, or have signed and filed the Use of Common-Law Spouse's Last Name Statutory Declaration form, you do not need to apply for a legal name change.

Who do I need to notify when I get married? ›

You and your partner must give notice of marriage in your local Register Office, whether or not you wish to marry in that district. If you and your partner live in different places, you'll both have to go to your own local Register Office to give notice.

Is a marriage certificate proof of name change? ›

A marriage certificate simply records the names of the couple that are getting married. It does not show what surname you will be using following your marriage. While some women choose to adopt their husband's surname, there is no legal requirement to do so.

What needs to be changed after marriage? ›

Here are the accounts and documents you want to be sure to update after saying “I do”:
  • Your Social Security card. ...
  • Your driver's license. ...
  • Your credit union/bank account information. ...
  • Your payroll information. ...
  • Your life insurance and retirement accounts. ...
  • Your insurance policies. ...
  • Your creditors.
Jan 12, 2022

Can you travel with your old passport after name change? ›

Citizens: United States Citizens who change their name due to marriage, divorce, or because of any other circumstance may travel using your United States passport or other Western Hemisphere Travel Initiative approved document in your prior name provided you bring proof of your name progression such as; a marriage ...

Do I need a new passport if I get married? ›

Answer: American citizens are required to travel with a passport that has their current legal name. If your name changed due to marriage then you need to apply for a passport name change before you travel. If your passport was issued less than a year ago, there is no fee.

What happens if you don't change your name within 30 days? ›

Will I get penalized for not changing my name? There's no civil or criminal penalty for not changing your name. But various DMVs may impose a fine for not changing the name on your driver's license within 30 days or thereabouts.

What documents do I need to change my name in California? ›

Included with the application must be the following documents:
  • Proof of name change such as your marriage certificate, divorce decree, or court order.
  • Proof of identity (see list of accepted documents)
  • Proof of citizenship such as your U.S. birth certificate or certificate of citizenship.
Jan 23, 2023

How long do you have to report marriage to Social Security? ›

Generally, you must be married for one year before you can get spouse's benefits. However, if you are the parent of your spouse's child, the one-year rule does not apply.

Do I need to tell Social Security I got married? ›

If you legally change your name because of marriage, divorce, court order or need to correct your name for other reasons, you must tell Social Security so you can get a replacement Social Security number (SSN) card with your correct legal name.

Can I mail in my name change to Social Security? ›

You'll need to fill out Form SS-5, the standard application for a Social Security card that you can download from the Social Security website. Mail the form or deliver it in person to your local Social Security office, along with original copies of documents proving your legal name change and your identity.

Do I automatically take my husband's name? ›

Your marriage certificate is a record of your marriage, not your new name or your title. Just because you marry doesn't mean that you automatically take a husband's name or that you are now a 'Mrs'. You have the right to choose the name you want.

What are the disadvantages of changing name after marriage? ›

Pros: It won't affect your professional life, but you'll have the same last name as any children that you have with your partner. Cons: Having two names may be difficult to keep track of. Explaining this to employers, clients, and business acquaintances may become tedious.

Do I legally have to use my married name? ›

Put simply, you don't! There is no legal requirement to do so. You can be legally married and still retain your surname.

Do you pay less tax if you are married? ›

The tax benefits of marriage include saving income tax, minimising capital gains tax and avoiding inheritance tax.

What happens legally when you get married? ›

Yes, marriage is a legally binding contract. In law it creates certain legal rights and responsibilities on the parties as mentioned above in relation to inheritance, but also in relation to property, other assets and liabilities and in relation to the care of any children of the marriage.

How do I check if I'm married? ›

Verifying your marital status

You can also sms the letter M followed by your ID number (example: M 5001010050080) to 32551 A reply sms will be sent back to your cellphone to confirm your marital status and the date of your marriage. (R1 per sms and will be charged by your network service provider).

Should your married name be on your marriage certificate? ›

A marriage certificate simply records the names of the couple who are marrying. After your marriage, it is your own personal choice what you want your surname to be.

What can be used as proof of name change? ›

Acceptable documents may include:
  1. marriage or civil partnership certificate.
  2. overseas marriage or civil partnership certificate.
  3. enrolled deed poll.
  4. unenrolled deed poll or change of name deed.
  5. statutory declaration or affidavit.
  6. baptismal or confirmation certificate (for first names only)
  7. birth certificate.
Oct 14, 2020

How do I notify Social Security of a marriage? ›

Call us at 1-800-772-1213 (TTY 1-800-325-0778) Monday through Friday between 8:00 a.m. – 7:00 p.m. or contact your local Social Security office to report your marriage and get additional information.

Will my credit score change if I get married? ›

FALSE. Credit scores aren't impacted in any way just from tying the knot. 4. Getting married automatically makes all your accounts joint accounts.

What are the 2 most important things in a marriage? ›

Honesty and trust become the foundation for everything in a successful marriage. But unlike most of the other essentials on this list, trust takes time. You can become selfless, committed, or patient in a moment, but trust always takes time.

Does your passport have to match your married name? ›

It's not illegal for your official documents, such as your passport, to bear your old name – whether maiden or whatever legal name you used pre marriage. Neither are you obligated to get a new passport if your name has changed.

Can you fly if you change your name? ›

A TSA agent will ask you to email or fax your legal name change document, photo ID (updated passport with your new name OR both sides of an updated state-issued photo ID), known traveler number, and an identifier they give you over the phone.

How long can you use a passport with your maiden name? ›

There is no legal obligation for you to change your name on your passport after getting married. That means you can use your current passport (with your maiden name) until it expires.

How long does it take to legally change your name in the US? ›

How long does it take to legally change my name? Name change actions can take anywhere from a day, to six (6) months (sometimes even longer). The time it takes for name change actions to be ordered/decreed varies not only from state to state but from county to county and courthouse to courthouse as well.

Is it necessary to change name after marriage? ›

A woman can choose if she wants to continue with the surname she has been living with throughout her life, replace her existing surname with that of her husband's or add her husband's surname to her existing one. It is completely her choice, and no law in India demands a woman to change her surname after marriage.


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